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Loan Amount:
Loan Term (months):


Total Repayments:

* Repayment amounts are indicative only, and will be finalised during your application process. Instalment frequency is determined by your pay cycle. Fees, interest and terms and conditions apply to our loans - refer to our cost of borrowing section for more details.

Struggling with bills or unexpected expenses, or just need some extra money for a holiday?

Get a Fast Cash Loan in NZ!

Suddenly received a large bill? Unable to make today’s payments? Get the help you need. Cash Till Payday is a responsible, respected provider of quick cash loans based in Auckland but help Kiwis all over NZ. We live in the real world we understand that despite your best budgeting you can still be caught out on sudden expenses like a car breakdown or a family medical emergency.

Getting a loan with CashtillPayday is Simple & Easy

Quick and Easy

Paperless online application, documents can be sent via email or fax.

Get cash fast

If approved, get cash deposited overnight!


We try hard to respect your need for privacy while getting your financial matters sorted.

Apply for your loan with these simple steps

Step 1

Fill in our simple loan application form online. Any questions? Call us on 0800 227 484.

Step 2

Email or fax us your supporting documents.

Step 3

We’ll examine your documents and make a decision as quickly as possible.

Step 4

If we approve you, you’ll have the funds transferred directly in to your bank account.

An understanding cash loan lender in Auckland

Most people in NZ have gone through some financial strife, and we’re no different. We understand it can be difficult to find the money quickly for cash problems. Due to poor credit, some people can’t get a loan from a bank or credit union, or don’t want the hassle involved, and others feel embarrassed asking for help from friends or family.

Being in financial difficulty is nothing to be ashamed of — many people struggle with it. Cash Till Payday is here to provide easy, non-judgemental help to NZ residents in the form of fast, cash loans. Get back on your feet easily with the right support. Our friendly staff are sympathetic towards the problems people face, so we make the whole process simple.

Whether your home or car has been damaged, or you need money fast for a medical procedure, we could help. If it’s important to you, it’s important to us. We make our turnarounds as short as possible, so you can rest assured you won’t be kept waiting for long.

With quick cash loans from $500 to $3,000 available, Auckland’s Cash Till Payday could help get you out of problems both big and small. Solve your problem now and get your life back on track with our help.

A history of helping people

With no middle man and an entirely web-based service, we are one of the fastest lenders in NZ. Come directly to our friendly team and solve your problem quickly. Trust us to provide fair and honest loans and to always be responsible with our clients.

As a NZ government registered financial services provider, we hold ourselves to a high standard of ethics and are bound by NZ legislation. Know that you’re in safe, reliable hands at Cash Till Payday.

Our goal is to provide assistance to kiwis so they can get the help they need to bridge any financial gap they encounter as quickly as possible. Accidents big and small can happen at any time, and they can be expensive. If it’s important that you get the money you need today, talk to our team.

For more information on any of our services, get in touch with our fast and efficient lenders in Auckland. We pride ourselves on helping people across the country with their financial needs. Sometimes you just need a little help. Let us be that help. Whether you need something repaired or are simply in urgent need of funds to get on top of your bills and expenses, we’re here for you.

Contact our Auckland office today on 0800 227 484 or send us a detailed email to If you have any questions, we have the answers.


Chat with us now or give us a call on 0800 227 484 to speak to our customer service team. We are based in New Zealand and are always happy to assist you and answer any questions.

Our ‘NEED A LIFT’ Loans are $500 – $1000, usually over a 1-5 Month Term
AIR / APR (Annual Interest Rate) Our AIR goes up to 292% per annum or approximately 0.8% per day. An Establishment fee of $50 applies. IMPLICATIONS OF NON PAYMENT: To avoid additional costs please repay your loan according to agreed terms, however where a non-payment (or other default) occurs the following applies; Default Fees: A fee of $10 applies to each missed or failed payment. A fee of $5 applies for each reminder letter. Other Costs: Any additional charges or costs are set out on our Cost of Borrowing section. Collection Practices: We undertake collection of our loans in accordance with legal requirements and industry standards and will promptly contact you should you miss a payment date. Credit Score Implications: A repaid loan should positively influence your credit score. However a missed payment, failed payment or unpaid loan is likely to negatively impact your credit score.

Assistance available:

For information on Repayment Problems, Unforeseen Financial Hardship, Repayment Waiver, or Complaints, please refer to the Contacts page of our website or the terms of your loan agreement.

For contact details or information on our free independent disputes resolution scheme operator: Financial Services Complaints Limited, refer to our Complaints page or visit

For contact details or information on independent confidential budgeting services or advice, refer to our External Resources page or visit

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