Begin solving your financial problems
right here with us.
All you need is a few minutes!


Our approval process is quick -
we simply verify your identity & check your income & expenses.


We deposit money directly
into your bank account within 30 minutes
after approval*.


Struggling with bills or unexpected expenses, or just need some extra money for a holiday?

Get a Fast Cash Loan in NZ!

Suddenly got a large bill? Unable to make today's payments? Get the help you need. Cash Till Payday is a responsible, respected provider of quick, small cash loans based in Auckland but help Kiwi’s all over NZ. We live in the real world – we understand that despite your best budgeting you can still be caught out on sudden expenses like a car breakdown or a family medical emergency.

We make it easy for you to receive the money you need to get through your short term cash shortfall and come out smiling! Even those with past bad credit history are welcome to apply for our quick cash loans.

Note: Our loans are for short term use only.

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Getting a loan with CashtillPayday is Simple & Easy

Quick and Easy

Paperless online application, documents can be sent via email or fax.

Get cash today

Once approved, get cash within 30 minutes* if you choose our fast payment option.


We try hard to respect your need for privacy while getting your financial matters sorted.

Cashtillpayday loans are for short-term use only. *Optional 30 minute fast payment - terms and a small fee applies.

Apply for your loan with these simple steps

Step 1

Fill in our handy small loans application form online. Any questions? Call us on 0800 227 484.

Step 2

Email or fax us your bank statements, alongside a valid photo ID and proof of address.

Step 3

We’ll examine your documents and make a decision as quickly as possible.

Step 4

If we approve you, you'll have the funds within 30 minutes (a small fee and terms apply) or as an overnight deposit.

An understanding small cash loan lender in Auckland

Most people in NZ have gone through some financial strife, and we’re no different. We understand it can be difficult to find the money quickly for short term cash problem. Due to poor credit, some people can’t get a loan from a bank or credit union, or don't want the hassle involved, and others feel embarrassed asking for help from friends or family.

Being in financial difficulty is nothing to be ashamed of – many people struggle with it. Cash Till Payday is here to provide easy, non-judgemental help to NZ residents in the form of fast, small cash loans. Get back on your feet easily with the right support. Our friendly staff are sympathetic towards the problems people face, so we make the whole process simple.

Whether your home or car has been damaged, or you need money fast for a medical procedure, we can help. If it’s important to you, it’s important to us. We make our turnarounds as short as possible, so you can rest assured you won’t be kept waiting for long.

Please Note: Our loans are designed for short term use only.

With short term, quick cash loans of up to $1,000 available, Auckland’s Cash Till Payday can help get you out of problems both big and small. Solve the problem and move on and get your life back on track with our help.

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A history of helping people

With no middle man and an entirely web-based service, we are one of the most agile and fast lenders in NZ. Don’t go through a broker and pay their fees – come directly to our friendly team and solve the problem quickly. Trust us to provide fair and honest loans and to always be responsible with our clients.

As a NZ government registered financial services provider, we hold ourselves to a high standard of ethics and are bound by federal legislation. Know you’re in safe, reliable hands at Cash Till Payday.

Our goal is to provide assistance to kiwis so they can get the short term help they need to bridge any financial gap they encounter as quickly as possible. Accidents big and small can happen at any time, and they can be expensive. If it’s important that you get the money you need today, talk to our team.

For more information on any of our services, get in touch with our fast, efficient and safe lenders in Auckland. We pride ourselves on helping people across the country with their short term financial needs. Sometimes you just need a little help. Let us be that help. Whether you need something repaired or are simply in urgent need of funds to get on top of your bills and expenses, we’re here for you.

Contact our Auckland office today on 0800 227 484 or send us a detailed email to If you have any questions, we have the answers.


Chat with us now or give us a call on 0800 227 484 to speak to our customer service team. We are based in New Zealand and are always happy to assist you and answer any questions.

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Maximum Annual Percentage Interest Rate Our maximum annual percentage interest rate is 624% per annum or approximately 1.70% per day. An Establishment fee of $25 applies. IMPLICATIONS OF NON PAYMENT: To avoid additional costs please repay your loan according to agreed terms, however where a non-payment (or other default) occurs the following applies; Fees: A fee of $25 applies to each missed or failed payment. A fee of $10 applies for each reminder letter. A fee of $10 applies for each week you remain in default. Default Interest: Default interest applies to any overdue amount at 75% per annum. Other Costs: Any additional charges or costs are set out on our Cost of Borrowing section. Collection Practices: We undertake collection of our loans in accordance with legal requirements and industry standards and will promptly contact you should you miss a payment date. Credit Score Implications: A repaid loan should positively influence your credit score. However a missed payment, failed payment or unpaid loan is likely to negatively impact your credit score.

Registered Address: 18th Floor 188 Quay Street, Auckland 1010, New Zealand
Financial Service Provider No: FSP298566 Creditor Registration Name: Zethus Holdings Limited Phone: 0800 227 484