Begin solving your financial problems
right here with us.
All you need is a few minutes!


Our approval process is quick -
we simply verify your identity & check your income & expenses.


We deposit money directly
into your bank account within 30 minutes
after approval*.

Struggling with bills or unexpected expenses, or just need some extra money for a holiday?

Get a Fast Cash Loan in NZ!

Suddenly got a large bill? Unable to make your payments? Get the help you need. Cash Till Payday is a responsible, respected provider of quick, small cash loans based in Auckland but help Kiwi’s all over NZ. We live in the real world – we understand that despite your best budgeting you can still be caught out on sudden expenses like a car breakdown or a family medical emergency.

We make it easy for you to receive the money you need to get through your crisis and come out smiling! Even those with past bad credit history are welcome to apply for our quick cash loans.

The best security

When you apply with us, know your data is protected by industry standard 256-bit Secure Socket Layer (SSL) encryption. Any questions? Give us a call.

Fast and accessible

With our 24/7 easily accessible online application form, you could apply for a quick small loan anytime.

Why Cash Till Payday?

Trust our knowledgeable and understanding NZ staff, industry-leading security and fast turnaround to get you the help you need.

Apply for your loan quickly with these simple steps

Step 1

Fill in our handy small loans application form online. Any questions? Call us on 0800 227 484.

Step 2

Email or fax us your bank statements, alongside a valid photo ID and proof of address.

Step 3

We’ll examine your documents and make a decision as quickly as possible.

Step 4

If we approve you, you'll have the funds within 30 minutes (a small fee and terms apply) or as an overnight deposit.

An understanding small cash loan lender in Auckland

Most people in NZ have gone through some financial strife, and we’re no different. We understand it can be difficult to find the money to get back on top of things. Due to poor credit, some people can’t get a loan from a bank or credit union, and others feel embarrassed asking for help from friends or family.

Being in financial difficulty is nothing to be ashamed of – many people struggle with it. Cash Till Payday is here to provide easy, non-judgemental help to NZ residents in the form of fast, small cash loans. Get back on your feet easily with the right support. Our friendly staff are sympathetic towards the problems people face, so we make it simple to start recovering.

Whether your home or car has been damaged, or you need money fast for a medical procedure, we can help. Whatever your reason, if it’s important to you, it’s important to us. We make our turnarounds as small as possible, so you can rest assured you won’t be kept waiting for long.

With short term, quick cash loans of up to $750 available, Auckland’s Cash Till Payday can help get you out of problems both big and small. Solve the problem and move on and get your life back on track with our help.

A history of helping people

With no middle man and an entirely web-based service, we are one of the most agile and fast lenders in NZ. Don’t go through a broker and pay enormous fees – come directly to our friendly team and solve the problem quickly and for less. Trust us to provide fair and honest loans and to always be responsible with our clients.

As a registered NZ government financial services provider, we hold ourselves to a high standard of ethics and are bound by federal legislation. Know you’re in safe, reliable hands at Cash Till Payday.

Our goal is to ensure that everyone in NZ can get the help they need to bridge any financial gap they encounter as quickly as possible. Accidents big and small can happen at any time, and they can be expensive. If it’s absolutely crucial that you get the money you need today, talk to our team.

For more information on any of our services, get in touch with the fast, efficient and safe lenders in Auckland. We pride ourselves on helping people across the country solve their financial problems. Sometimes you just need a little help to start. Let us be that help. Whether you need something repaired or are simply in desperate need of funds to get on top of your bills and expenses, we’re here for you.

Contact our Auckland office today on 0800 227 484 or send us a detailed email to If you have any questions, we have the answers.