'Restart' (Short-Term) Loans:
Our 'Restart' loans range from $100 to $1,000 and can be repaid over a term of 1-42 days. This type of loan is perfect for hard working Kiwis who may be experiencing a temporary cash shortage between their paydays. These unsecured loans are taken out for short-term emergencies and are quickly repaid over your next few paydays. They can be very useful for overcoming a temporary financial emergency but should not be considered as a long term financial solution.
'Rise-Up' (Mid-Term) Loans:
Our 'Rise-Up' loans range from $1,000 to $3,000 and can be repaid over a term of 3-9 months. These loans may be appropriate for a number of situations; including car repairs, unexpected doctor / dentist / vet bills, to pay off a more expensive loan or to consolidate several higher interest loans.
'Fast Track' (Part-Term) Loans:
Our 'Fast Track' loans range from $3,000 to $5,000 and can be repaid over a term of 9-18 months. These loans may be more appropriate for more financially intensive situations; including home repairs, unexpected car purchase, or to consolidate a couple of shorter, higher interest loans.
'Forge Ahead' (Long-Term) Loans*:
Our 'Forge Ahead' loans range from $5,000 to $10,000 and can be repaid over a term of 12-36 months. These loans may be appropriate for a number of situations; including a car purchase, an unexpected event, holiday, house renovations or to consolidate several higher interest loans. Only those with excellent payment & credit history will be eligible for these loans.
* Available solely to our Returning clients, on an invitation-only basis and are still subject to standard eligibility, lending and affordability criteria.
We are open during standard business hours:
Monday: 8.30am – 5.30pm
Tuesday: 8.30am – 5.30pm
Wednesday: 8.30am – 5.30pm
Thursday: 8.30am – 5.30pm
Friday: 8.30am – 5.30pm
Unfortunately, we do not operate on Public Holidays.
All supporting documents must be received no later than 4.30pm in order for us to process your application on the same day.
If you apply for a loan over the weekend, your application will be reviewed on the following business day.