OUR PROCESS

Remember, past bad credit or no credit history may still be okay.
We look mainly at your current ability to repay the loan.

  • Apply Online

    Complete our basic online application. The application is short and secure.
    You will need your mobile phone handy to receive our validation code.

  • SEND SUPPORTING DOCS

    Send us 3 months of your latest bank statements, proof of address & photo ID

  • VERIFICATION & APPROVAL (ASSESSMENT)

    Your application will be fully assessed by our processing team for a decision. The outcome of your application will normally be given to you within 45-60 minutes once we receive your supporting documents.

  • GET YOUR CASH (MONEY TRANSFERRED)

    The cash is transferred directly into your bank account. It could appear in your account within 30 minutes if you choose that payment option(a small fee and terms apply) or as an overnight deposit.

WHY CASH TILL PAYDAY

Faster Processing

Our processing team will go through your application as soon as they receive your supporting documents.

Online Chat

Customers can quickly check the status of your application with our chat facility.

Customer Service

Our customer service team is ready to assist customers from 8.30am to 5.30pm Monday to Friday

Responsible Lending

We will ensure that we will only approve your loan if we believe you have the ability to meet the repayments.

Returning Customers

Getting a repeat loan is very easy. We will process your application very quickly.

NZ govt Registered Provider

We are a NZ Govt Registered Financial Services Provider FSP298566.

Security & Privacy

We use 256bit encryption technology for communication. So the information is safe, secure and confidential.

User Experience

Customers find our website easy and intuitive.

Support & Help

Our customer service team is dedicated to providing the information as easy as possible.