OUR PROCESS
Remember, past bad credit or no credit history may still be okay.
We look mainly at your current ability to repay the loan.
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Apply Online
Complete our basic online application. The application is short and secure.
You will need your mobile phone handy to receive our validation code. -
SEND SUPPORTING DOCS
Send us 3 months of your latest bank statements, a recent proof of address, a valid photo ID and a Selfie.
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VERIFICATION & ASSESSMENT
Your application will be fully assessed by our lending team for a decision. The outcome of your application will normally be given to you within 45-60 minutes once we receive all of your supporting documents.
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GET YOUR CASH (MONEY TRANSFERRED)
The cash is transferred directly into your bank account. If approved, get cash deposited overnight, or within 30 minutes* if you choose our fast payment option.
* The 30 minutes fast payment option is only available on our short-term loans. Conditions and a small fee apply to this option if selected.
WHY CASH TILL PAYDAY
Fast Processing
Our processing team will go through your application as soon as they receive your supporting documents.
Online Chat
Customers can quickly check the status of their application with our chat facility.
Customer Service
Our customer service team are ready to assist customers from 8.30am to 5.30pm Monday to Friday
Responsible Lending
We will ensure that we will only approve your loan if we believe you have the ability to meet the repayments.
Returning Customers
Getting a repeat loan is simple. We can process your application even faster.
NZ govt Registered Provider
We are a NZ Govt Registered Financial Services Provider FSP298566.
Security & Privacy
We use 256bit encryption technology for communication. So the information is safe, secure and confidential.
User Experience
Customers find our website easy and intuitive.
We are a leading, New Zealand owned and operated loan company.
We follow responsible lending guidelines and offer payment as an overnight deposit into your bank account.
Useful Links
Contact Us
Orakei, Auckland
Phone: 0800 227 484
Fax: 0800 00 14 77
Email:
Please ensure you borrow responsibly by completing a budget prior to applying for a loan to check you can afford the repayments and never borrow more than you need.
We encourage you to save interest on our loans by making early repayment (full or partial) at any time for no additional cost.
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