OUR PROCESS

Remember, if you have been declined in the past we still may be able to help. We look mainly at your current ability to repay the loan. All loans must meet our responsible lending criteria.

 

APPLY ONLINE

Complete our basic online application. The application is short and secure. You will need your mobile phone handy to receive our validation code. Please review your email for communication and our loan offer to approve. Please add our email address to avoid any spam.

 

SEND SUPPORTING DOCS

We require a minimum of 90 days of your latest bank statements, a recent proof of address, a valid photo ID and a Selfie to verify your ID.

 

VERIFICATION & ASSESSMENT

Your application will be fully assessed by our lending team for a prompt decision. The outcome of your application will normally be given to you within 60 minutes once we receive all of your supporting documents.

 

GET YOUR CASH (MONEY TRANSFERRED)

The cash is transferred directly into your bank account. If approved, get cash deposited overnight or earlier dependent on each banks processing times.

 

WHY CASH TILL PAYDAY

Fast Processing

Our processing team will go through your application as soon as they receive your supporting documents. Please ensure you review your email for any questions we may have and to approve your loan offer.

 

Online Chat

Customers can quickly check the status of their application with our chat facility.

 

Customer Service

Our customer service team are ready to assist customers from 8.00am to 5.00pm Monday to Friday

 

Responsible Lending

We will ensure that we will only approve your loan if we believe you have the ability to meet the repayments. To see more visit our responsible lending page.

 

NZ govt Registered Provider

We are a NZ Govt Registered Financial Services Provider FSP492626.

 

Security & Privacy

We use 256bit encryption technology for communication. So the information is safe, secure and confidential.

 

User Experience

Customers find our website easy and intuitive.