A medium-term personal loan could be just what you need to finance a large purchase or to consolidate debt. When debt gets you down, you may not be able to manage your financial priorities like saving for a new home or preparing for retirement. You may be willing to consolidate your bills and payments into one hassle-free online personal loan. Cash Till Payday could be the right solution to meet your financial goals.
We provide cash loans, from $1,000 to $3,000, for 3 to 12 months. Our medium-term loans are simple and fast and are available from anywhere in New Zealand. All you have to do is to complete our online application form and send us the supporting documents for processing and review. If you are approved by our lending team, we will transfer the funds directly into your NZ bank account as an overnight deposit.

Unsecured personal loan

Our loans are unsecured - unlike banks and other traditional lenders, we give you the freedom to get a loan without collateral. You may consider taking out an unsecured personal loan for making a major purchase, a small home improvement project, a new baby, unpaid medical bills or covering educational expenses.
If you are using a medium-term unsecured loan to consolidate payday loans or to pay off other debts, then you should also try to cut down your credit card purchases and stay on top of your finances. You should consider alternatives and if your purchases can wait then you could save up to buy it later.

Fast cash loans from online lender in Auckland

We are an Auckland-based, registered online lender helping and providing cash relief to hard working New Zealanders. It is important to borrow only what you need and practice good financial habits to improve your credit rating. For borrowers with credit issues, getting a cash loan may not be simple. At Cash Till Payday, we look mainly at your current ability to repay the cash loan. If you have had issues with bad credit in the past, we may still be able to process your loan application. However you’ll need to meet our eligibility criteria to apply for a loan with us. If you qualify, a personal loan from us could be a great way to finance your expenses.
When you need fast cash, our New Zealand based lending team will be ready to help you. For more information on any of our services, contact us today and speak to one of our friendly, knowledgeable staff. Call us on 0800 227 484 or send us an email at and we’ll get back to you as soon as we can.